Tuesday, June 7, 2022There are many misconceptions regarding car insurance that make it difficult for drivers to separate fact from fiction. This can hinder a driver’s ability to make an informed decision when selecting an auto insurance policy. READ MORE >>
Friday, May 20, 2022At the end of every workers' compensation policy period, insurance carriers conduct audits to ensure that paid premiums accurately reflected a business’s operations over the duration of the policy period. This is necessary, because premiums paid at the beginning of the policy period are only estimates based on projected payroll and assigned employee classification codes. READ MORE >>
Thursday, April 14, 2022Cyber liability insurance is a policy designed to cover businesses in case of claims regarding electronically stored information. If your clients’ data is breached or destroyed, cyber liability insurance can help compensate for the damages. READ MORE >>
Tuesday, March 15, 2022General liability insurance is commonly used by businesses across sizes and industries. If you are looking to insure your business, you may be surprised to find that general liability isn’t required by state or federal laws for most businesses in the U.S. This doesn’t mean you won’t need it, however. READ MORE >>
Thursday, February 17, 2022Do you already have other insurance? You may or may not need BOP insurance depending on the coverages that you have. Don't Rely on Personal Coverages Don't expect your personal insurance coverages, such as your homeowners insurance or car insurance, to cover your business activities. READ MORE >>
Friday, January 14, 2022How much jewelry do you own? If you have a significant amount of jewelry, you may be counting on your home insurance policy to protect its value. Jewelry, depending on the amount of value, may need a special endorsement or rider, a type of additional policy added to your home insurance plan that specifically protects those items. READ MORE >>
Friday, December 17, 2021You left the windows open on your vehicle and now there’s significant damage to the seats. Perhaps the window was broken as a result of an accident and now you have seats that are in bad condition. What should you do? Are you covered under your auto insurance plan? The answer to that is, sometimes. READ MORE >>
Thursday, November 18, 2021Proper maintenance can be an important part of a business. It helps to ensure your equipment works well. Most people see this as a way of reducing costly equipment breakdowns. However, it can also help reduce workers' compensation insurance claims. How do the two factors relate to each other? READ MORE >>
Wednesday, October 20, 2021When you buy commercial auto insurance, you want to maximize the financial support you might receive following an accident or other driving challenge. Benefits like collision, comprehensive, liability and uninsured/underinsured motorist coverage will provide this assistance, but simply assuming standard benefits will cover you is not the right thing to do. READ MORE >>
Friday, September 24, 2021 If you run a hotel, business insurance is absolutely crucial. Running a hotel means facing a range of liability risks while serving and housing guests for both short and long stays. Commercial liability risks vary. However, by getting a general liability policy, you have a lot of protection for many of the most-common types of risks. READ MORE >>
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